Training Module on Rural Cooperative Banking (Fostering Inclusive Finance through Business Diversification)
authored by: Coordination: Sudhir Mahajan & Smt. Savitri Singh, Content Developers: V. K. Dubey & Sagar Kisan WadkarLength: 152 mm | Breadth: 11.99 mm | Height: 229 mm | Imprint: NCUI | Weight: 680 GMS
Keywords
Rural Cooperative Banking, Inclusive Finance, Business Diversification, Training Module, Cooperative Society, Financial Inclusion, Rural Development, Cooperative Banking Strategies, Microfinance in Rural Areas, Community-Based Banking, Agricultural Credit Societies, Training for Financial Empowerment, Cooperative Management, Sustainable Banking Practices, Rural Entrepreneurship, Financial Literacy Programs, Credit Union Training, Rural Economic Growth, Cooperative Governance, Banking for Rural Communities, Cooperative Leadership, Financial Training Workshops, Village Level Banking, Cooperative Business ModelsThe function of rural cooperative banks (RCBs) in the past has been to meet the financial needs of those who are underserved, playing a crucial role at the local level. It is essential for RCBs to adapt to the changing dynamics in rural areas and address both supply and demand aspects in order to innovate, transform, and expand their financial activities. This module offers a thorough understanding of the significance of RCBs in the banking sector. The module is designed to enhance the awareness and comprehension of both existing and potential members. The module delves into the business model of RCBs, covering its theoretical framework, operational features, compliance requirements, and the importance of business diversification and marketing partnerships. The module offers a comprehensive knowledge of the various dimensions of the sector, providing a deeper understanding of the roles and functions of RCBs in the economic landscape and their alignment with the emerging national priorities.
Coordination
Sudhir Mahajan, Chief Executive, NCUI, New Delhi
Guidance
Smt. Savitri Singh, Deputy Chief Executive, NCUI, New Delhi
Content Developers
V. K. Dubey, Adviser, NCUI, New Delhi
Sagar Kisan Wadkar, Adviser (Research & Study), NCUI, New Delhi
Reviewers and Technical Editing
M. V. Ashok, Retd. Chief General Manager, NABARD, Mumbai, Maharashtra
Anshu Singh, Independent Consultant and Former Associate Professor, Vaikunth Mehta National Institute of Cooperative Management, Pune, Maharashtra
Academic Assistance:
Arushi Kaul, Research Assistant, NCUI New Delhi
1. Introduction to Banking, 2. Governing Bodies- RBI & NABARD, 3. Introduction to Cooperative Banking, 4. Banking Law and Practices, 5 Management of Cooperative Banks, 6. Financial Instruments: Products & Services, 7. Financial Statements,, 8. Asset-Liability Management (ALM) System, 9. Advances and Its Applicable Norms, 10. Customer Relationship Management in Banking, 11. Retail Banking, 12. The Banker and the Customer,13. Audit, Inspection, Internal Controls and Checks, 14. Corporate Governance, 15. Performance Rating: CAMELS & Risk Based Supervision, 16. Technology Adoption in Cooperative Banks, 17. Business Growth, Diversification and Marketing