Training Module on Urban Cooperative Banking: Navigating Professionalism , Compliane Technology, and Growth
authored by: Coordination: Sudhir Mahajan, Guidance: Smt. Savitri Singh, Content Developers: V.K.Dubey, Sagar Kisan Wadkar, Reviwers and Technical Editing: CA Gopal Dhakan, Dhakan & Subash Gupta, Academic Assistance: Arushi KaulLength: 152 mm | Breadth: 10.82 mm | Height: 229 mm | Imprint: NCUI | Weight: 350 GMS
Keywords
urban cooperative banks, financial system, financial inclusion, banking services, urban population, semi-urban population, empowerment, financial resources, business model, compliance standards, business diversification, marketing connections, economic landscape, national priorities.Urban Cooperative Banks (UCBs) form a crucial layer of the financial system of our country, playing a pivotal role in advancing financial inclusion. They have been instrumental in extending banking services to urban and semi-urban populations, thereby empowering countless individuals and businesses with access to essential financial resources. This module provides a comprehensive insight into UCBs and their significant position within the banking sector. It aims to elevate awareness and comprehension among existing and potential members. The module explores the business model of UCBs, encompassing its conceptual framework, operational facets, compliance standards, and the vital components of business diversification and marketing connections. It equips participants with comprehensive knowledge across various dimensions of this sector, fostering a deeper understanding of the roles and functions of UCBs within the economic landscape and their alignment with emerging national priorities.
Coordination
Dr Sudhir Mahajan, Chief Executive, NCUI
Guidance
Smt. Savitri Singh, Deputy Chief Executive, NCUI
Content Developers
Dr V K Dubey, Adviser, NCUI & Dr S K Wadkar, Adviser (Research and Study), NCUI
Academic Assistance
Ms. Arushi Kaul, Research Assistant, NCUI
Reviewers and Technical Editing
CA Gopal Dhakan, Dhakan Associate, Surat & Mr. Subhash Gupta, Former Managing Director, NAFCUB and Adviser NCUI
1. Introduction to Banking
2. The Reserve Bank of India (RBI)
3. Introduction to Cooperative Banking
4. Introduction to Urban Cooperative Banks (UCBs)
5. Registration of UCBs
6. Fundamentals of Banking
7. Financial Instruments
8. Technology In Cooperative Banks
9. Retail Banking
10. Investment Policy in UCB
11. NPA Through the Lens of RBI
12. Asset-Liability Management (ALM) System
13. Management in Cooperative Banks
14. Expectations of RBI Regarding Customer Service
15. Off Site Surveillance (OSS)- Reporting of UCBs
16. Financial Statements
17. Customer Relationship Management in Banking
18. Audit, Inspection, Internal Controls and Checks
19. Corporate Governance
20. Banking Law and Practices
21. Future of UCBs